Tuesday, February 13, 2018

Protecting Your Health and Finances After an Auto Accident

I was recently involved in what turned out, for me, a minor fender bender. The guy who hit me flipped first, landed in his roof and then rocked into my car.  As you can imagine, his vehicle was totaled. Mine just had a few dings, but enough to where we couldn't open the front passenger door. Fortunately, and surprisingly enough, no one was seriously injured! I was glad that I was aware of the following advice to help me through the process.


Even if you have excellent insurance, a single collision can end up costing you thousands of dollars over the years. In addition to mounting medical bills, lingering injuries might make it difficult to get to work or move around on your own. Here are a few steps that you can take to protect your health and finances following a car accident.

Seek Out Medical Assistance

During a collision, your body will be flooded with adrenaline, and that could mask your injuries. Instead of leaving your health up to chance, you should immediately head to your doctor or the emergency room for a full checkup. Those who don’t seek out medical attention might end up dealing with chronic injuries and ailments that haunt them for decades. Some of the most common auto accident injuries include whiplash, sprains, broken bones, and brain damage.

Contact Your Insurance Provider Immediately

Most insurance providers require their policyholders to contact them within just a few days of an accident. As soon as you are able to do so, you need to call your provider and file a claim. During your phone call, you should only give them basic information such as where the accident occurred and who was involved. Depending on the severity of the accident, they will then send a claims adjuster to the scene or contact the other party for their statement. Drivers should never accept any major insurance settlements until they have spoken with a team of Tampa Bay attorneys about all of their legal options.

Document the Situation

Throughout this process, you should save all information regarding the accident. While you are still on the scene, you need to collect contact information for everyone involved including witnesses, law enforcement officers, passengers, and other drivers. If you aren’t severely injured, then you can also take pictures of the scene and spend a few moments writing down exactly what happened. That information might not seem important right away, but it could be invaluable later on.

Any driver who feels as if they are being mistreated after an accident should immediately contact a local personal injury attorney. Your legal representative will quickly take over your case so that you can focus on your health and future. They are also going to help you file all of the proper paperwork in order to reach a settlement as quickly as possible.

Hope these tips help.


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