Tuesday, February 13, 2018

Protecting Your Health and Finances After an Auto Accident

I was recently involved in what turned out, for me, a minor fender bender. The guy who hit me flipped first, landed in his roof and then rocked into my car.  As you can imagine, his vehicle was totaled. Mine just had a few dings, but enough to where we couldn't open the front passenger door. Fortunately, and surprisingly enough, no one was seriously injured! I was glad that I was aware of the following advice to help me through the process.


Even if you have excellent insurance, a single collision can end up costing you thousands of dollars over the years. In addition to mounting medical bills, lingering injuries might make it difficult to get to work or move around on your own. Here are a few steps that you can take to protect your health and finances following a car accident.

Seek Out Medical Assistance

During a collision, your body will be flooded with adrenaline, and that could mask your injuries. Instead of leaving your health up to chance, you should immediately head to your doctor or the emergency room for a full checkup. Those who don’t seek out medical attention might end up dealing with chronic injuries and ailments that haunt them for decades. Some of the most common auto accident injuries include whiplash, sprains, broken bones, and brain damage.

Contact Your Insurance Provider Immediately

Most insurance providers require their policyholders to contact them within just a few days of an accident. As soon as you are able to do so, you need to call your provider and file a claim. During your phone call, you should only give them basic information such as where the accident occurred and who was involved. Depending on the severity of the accident, they will then send a claims adjuster to the scene or contact the other party for their statement. Drivers should never accept any major insurance settlements until they have spoken with a team of Tampa Bay attorneys about all of their legal options.

Document the Situation

Throughout this process, you should save all information regarding the accident. While you are still on the scene, you need to collect contact information for everyone involved including witnesses, law enforcement officers, passengers, and other drivers. If you aren’t severely injured, then you can also take pictures of the scene and spend a few moments writing down exactly what happened. That information might not seem important right away, but it could be invaluable later on.

Any driver who feels as if they are being mistreated after an accident should immediately contact a local personal injury attorney. Your legal representative will quickly take over your case so that you can focus on your health and future. They are also going to help you file all of the proper paperwork in order to reach a settlement as quickly as possible.

Hope these tips help.


Monday, February 12, 2018

Quirky Me - the Writer's Edition

Hello Dear Reader,

One of my favorite people has begun her own blog, The Author's Attic. She's tagged me to do a fun questionnaire and so, that's what we're doing today! After reading, please visit Rolena to get to know her better too!

1. What kind of animal represents your personality type best? Well, I had to ask my children their opinion. You know how you ask a question and then when you get the answer, you immediately regret it? That's what I felt when I heard, "bear" and "lion." Not sure what I expected to hear, or even what I wanted to hear, but it wasn't either of those. So much for cute and cuddly. Haha!

2. If you could travel anywhere in the world where would you go?
I would love to go to Italy. A close second would be Ireland.

3. If you could be apart of one scene in a book which one and why? I think it would have to be the scene in Pride and Prejudice where both Mr. Darcy and Elizabeth declare their love for each other. (I'm such a sap!) Or the very last scene in the book of Voice in the Wind where Hadassah walks out into the arena and lifts her arms surrendering to the lions in the Roman arena while praising the Lord. Both are powerful scenes. Yowza.

4. What's your favorite genre to write and read?  I love to read historical fiction (to which the answer to the above question will attest). However, I haven't tried writing historical fiction.

5. Do you have a favortie Bible verse? I do.
Psalm 34:18  
"The Lord is nigh unto them that are of a broken heart; and saveth such as be of a contrite spirit"   

Lamentations 3:22-23
"It is of the Lord's mercies that we are not consumed, because his compassions fail not. They are new every morning: great is thy faithfulness."
6.  How many books have you written? I have written two. One children's book (set in Biblical times) and one YA fiction (a contemporary setting).

7. Who's your favorite author? I have several, but my two favorite are Tosca Lee and Francine Rivers. If you can only read one book from each of them, read "Havah" by Ms. Lee and "Voice in the Wind" by Ms. Rivers. Seriously, go do it!

8. If you could sum up your current Work-in-Progress, in one sentence what would it be?
It's a prodigal son type novel set in late 1800s/early 1900s. 

9. What’s one food you couldn’t live without? 
 I cannot live without chicken. I could live without french fries, but I wouldn't want to! ;)

10. Are you a morning person or a night owl?
I am a night owl who is being forced to wake up earlier and earlier - much to my chagrin!

11. What’s the one thing you’d tell your younger writer self?
 Just write. Get it down on paper and edit later. I have trouble editing myself as I go and it bogs me down big time!

There you have it, dear reader. Me, in a writerly nutshell.

Thanks Rolena for including me in the fun.

Counting it all joy,

Tuesday, January 23, 2018

Picture Book Activities to Warm Your Heart While It's Cold Outside

Dear Reader, if you have elementary aged children and are looking to incorporate fun activities with beautiful picture books, then you will want to check out my latest post on the Omaha Moms Blog!

In it, you will find activities that correspond with the much beloved books like

The Snowy Day by Ezra Jack Keats

White Snow, Bright Snow by Alvin Tresselt 


Bear Snores On by Karma Wilson

What fun these books are and beautiful to boot. You can find fun activities and snacks like bear claw cookies, indoor snowball fights, and Borax snowflakes.

Check them out!


Sunday, January 21, 2018

Trials, Hardships and "Even ifs"

This morning we had a missionary come speak at church. He spoke on how God uses hardship and conflict to accomplish His will. The main text was Acts 15 and 16 (I encourage you to look up these passages. They're worth it.) In these two chapters are five examples of undesirable situations that preceded the furtherance of the Gospel. God used those less than spectacular events and people to do His will. Pretty awesome in the truest sense of the word.

A Much Needed Reminder

At the end, the missionary asked us if we ask God to remove hardship from our lives. Do we ask to be changed to be more like him through the things that happen to us?

I needed to be asked this. I so easily get wild-eyed and lost in the forest of "what ifs" when something difficult comes down the pike. In the past, we've talked about how I tend to be reactionary instead of acting. There is a difference. My reactions tend to set me up to become instantly paralyzed with fear of the unknown or making the wrong decision.



Having an Eternal Perspective

 If I can just remember to keep the end goal in sight, to become more Christ-like, then I believe my fear of what could happen will less often result in the deer-in-the-headlights look. Unfortunately, deer
caught in our headlights often don't move and end up getting hit, right?

Not a great way to go out, may I add. There is usually a mangled mess and no one wants to be in the middle of that.  Least of all the deer.

Anyway . . .

Does my crying out, asking Him to remove the tough stuff, end up short-circuiting my desire to become more Christ-like? And how does that affect my ability to participate in the spreading of the Gospel? Food for thought, surely. There is a struggle there when I think about trials with that perspective. I don't want to go through trials, but I do want to become more like my Savior. I don't want physical limitations to curb my lifestyle, but does asking God to remove those undermine my wanting to learn dependency on the Creator of the Universe? I don't want heartache, but would I cry out to Him as often as I need to if I didn't experience it? Am I not doing my part in telling others about the Good News?

A Conundrum and the Result


 It's a difficult riddle-like problem to answer. So, what do we do, then?

The missionary wasn't suggesting to not ask for God to heal us, to comfort us, to make changes in our circumstance. Rather he was suggesting that we make a purposeful effort to allow God to change us to be more like Him when God doesn't remove the hardship. It's what is sometimes referred to as the "even if."

"Even if God doesn't take away my heartache, I will serve Him anyway."
"Even if" God doesn't restore my relationship with my child, I will honor Him.
"Even if" God allows cancer to eviscerate my body, I will praise Him.

Even if . . . Even if . . . Even if

The commitment to serve, obey, honor and praise is better made before we are in the messy midst of it. It's not something to be taken lightly, certainly. But if we are serious about our relationship with Him, it's something to work toward in our journey to becoming more like Him. And just as importantly, to participate more fully in telling others about their need for a Savior.

Won't you consider this commitment? Won't you determine to put this into practice?

Joyfully and prayerfully committed,

Thursday, January 11, 2018

Decorating for the Holidays

5 Ways to Decorate Your Small Space or Studio Apartment for Christmas

Though Christmas 2017 is over, dear reader, it's never too early to think about ideas for NEXT Christmas. Yes, I am talking Christmas 2018! And why not? However, if you have a small space, then you probably put a premium on what you want to display and how you display your decorations.

Regardless of what you believe or how you celebrate the holidays, it’s hard to be a Scrooge or a Grinch around Christmastime. With the twinkling lights everywhere, loads of parties, good foods, and great shopping deals, and the chill of winter, it’s a challenge to keep the Christmas spirit at bay. And, really, who would want to fight it?  Christmas décor is often dependent upon how much space you have. Here are a few suggestions to decorate your studio apartment or small space for Christmas.

Go with a Small Tabletop Tree for Your Countertop

Chances are, you have a countertop or a small bar where you prep and have your meals. Or, maybe it’s just a convenient place to throw your mail. Either way, this countertop is the prime location for a short, small, fake tree. Think 3-feet and smaller. You could decorate with little lights, tiny ornaments, and ribbons of your favorite colors. Or, opt for a pre-decorated Christmas tree with fiber-optic branches that cast rainbow glows on your apartment walls.

DIY a Wreath for Your Apartment Door, Interior or Exterior

Wreaths are easy to DIY, especially with the abundance of online tutorials. Pick a few of your fave colors and Christmas objects, like red berries, holly, and a big red bow. Then get creative with a cool wreath for your apartment door, either interior or exterior.

Hang Fairy Lights Around Your Windows or Above Your Bed

Fairy lights come in an array of gorgeous colors, and you can string them up anywhere. For Christmas, go with the ones that sparkle and twinkle. Deck your windowsills and above your bed, as the lights emit a soft glow that will likely lull you to a peaceful sleep. Or, in the same vein of the window ideas, you could snag some festive waterproof stickers to adhere to your windowpanes.

Go Ahead and Wrap Presents for Your Designated Christmas Corner

 If you’ve designated a Christmas corner for your apartment, go ahead and wrap a few gifts. Even if
those gifts are for yourself. Festive wrapping paper is often enough to get you in the mood for the holidays. The sparkles, glitter, and fun patterns add a super dose of cute to your minimal Christmas décor.

Hang Any Christmas Cards Your Receive

If your family and friends send out Christmas cards every year, pin them up in a doorway or on a designated Christmas wall. This will be your little area of cheer and holiday spirit. Read them often to uplift your mood. And don’t forget to send a few back to reciprocate the love and care to the people that mean the most.

While receiving and giving presents is an awesome Christmas tradition, decorating is more so amazing because it restores that childhood wonder that you once held for the holidays. You can feel it as excitement and giddiness in your heart. THAT is the Christmas spirit that you should aim for with your apartment’s holiday décor, however minimal and simple.